// main menu item is the one with 3 elements - folder of submenu (if none, use a space), menu text, menu path
// sub menu item is the one with 2 elements - sub menu text, sub menu path
// If you are using quotations (") or an ampersand (&) you will need to put a backslash (\) in front of it.

arrMenu = new Array (

	new Array(
		new Array("ready"), //Family section
		new Array("Overview", "/ready/index.asp", "index"),
		new Array("7 Secrets for First-Time Home Buyers", "/ready/7secrets/index.asp", "7secrets"),  
		new Array("Test your Financial Fitness", "/ready/testfitness/indexform.asp", "testfitness"),//menu text, path, folder
		new Array("Budget and Money Management Tips", "/ready/budget/index.asp", "budget"),
		new Array("Deciding to Buy or Rent", "/ready/buyorrent/index.asp", "buyorrent")//last item does not have a comma at the end
	),

	new Array(
		new Array("credit"), //credit section
		new Array("Overview", "/credit/index.asp", "index"),
		new Array("Credit Report Basics", "/credit/basics/index.asp", "basics"),
		new Array("Obtaining a Credit Report", "/credit/obtaining/index.asp", "obtaining"),
		new Array("Reading a Credit Report", "/credit/reading/index.asp", "reading"),
		new Array("When to Get a Credit Report", "/credit/whentoget/index.asp", "whentoget"),
		new Array("Avoiding Over-Inquiries", "/credit/avoiding/index.asp", "avoiding"),
		new Array("How to Fix Errors", "/credit/howtofix/index.asp", "howtofix"),
		new Array("Repair Your Credit", "/credit/repair/index.asp", "repair"),
		new Array("Financial or Credit Counseling Services", "/credit/counselingservices/index.asp", "counselingservices"),
		new Array("Credit Repair Services", "/credit/repairservices/index.asp", "repairservices")//last item does not have a comma at the end
	),

	new Array(
		new Array("finance"), //finance sectopm
		new Array("Overview", "/finance/index.asp", "index"),
		new Array("Obtaining a Pre-approval", "/finance/obtaining/index.asp", "obtaining"),
		//new Array("Types of Loans - fixed or adjustable?", "/finance/types/index.asp", "types"),
		//new Array("Mortgage Lenders and Brokers", "/finance/mortgage/index.asp", "mortgage"),
		new Array("How to Shop for a Loan", "/finance/shop/index.asp", "shop"),
		new Array("Shopping Online for Rates", "/finance/online/index.asp", "online"),
		new Array("Homeowner's Insurance Basics", "/finance/insurance/index.asp", "insurance"),
		new Array("Avoiding Predatory Lenders", "/finance/predatory/index.asp", "predatory")//last item does not have a comma at the end
	),

	new Array(
		new Array("find"), //Resources section
		new Array("Overview", "/find/index.asp", "index"),
		new Array("Homebuying Overview", "/find/homebuying/index.asp", "homebuying"),
		new Array("Tips on Househunting", "/find/tips/index.asp", "tips"),
		new Array("Finding the Right Neighborhood", "/find/neighborhood/index.asp", "neighborhood"),
		new Array("Your Homebuying Team", "/find/team/index.asp", "team")//last item does not have a comma at the end
	),
	
	new Array(
		new Array("manage"), //manage Us section
		new Array("Overview", "/manage/index.asp", "index"),
		new Array("Manage Your Money for Homeownership", "/manage/homeownership/index.asp", "homeownership"),
		new Array("Avoiding Foreclosure", "/manage/avoiding/index.asp", "avoiding"),
		new Array("Energy Saving Tips", "/manage/energy/index.asp", "energy"),
		new Array("Tax Tips for Homeowners", "/manage/tax/index.asp", "tax"),
		new Array("Home Improvement and Maintenance that Pays", "/manage/improvements/index.asp", "improvements"),
		new Array("Refinancing Do's and Don'ts", "/manage/refinancing/index.asp", "refinancing")//last item does not have a comma at the end
	)//last item does not have a comma at the end
);